Your Family Pays $7,027 a Year in Hidden Lawsuit Costs.
You pay it every time you buy insurance. You pay it at the grocery store. You pay it at the doctor's office. New York's excessive lawsuit costs add up to over $50 billion a year. That cost lands on your family. You didn't cause it. But reform can fix it.
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$529 Billion
What excessive lawsuits cost the U.S. economy. New York is one of the worst offenders.
$170K vs $50K
Specialist malpractice insurance in New York vs. a state with caps.
427,800 Jobs
Gone from New York. Businesses leave or never come because of excessive lawsuit costs.
Your Doctor Left.
The Courtroom Is the Reason.
A specialist in New York pays $170,000 a year for malpractice insurance. The same specialist in a state with caps pays $50,000. That $120,000 gap is why your doctor left.
$170,000
Annual malpractice premium for a specialist in New York. In capped states: $50,000.
$50B+
Annual tort costs in New York. Your liability premium absorbs the impact whether you file a claim or not.
Your Insurance Went Up. You Didn't File a Claim.
Your liability insurance climbs every year regardless of claims history. That $50 billion shows up in your premium. You didn't cause it. You can't avoid it. But your legislators can fix it. Texas, Georgia, South Carolina reformed. Costs dropped. Businesses came back.
427,800 Jobs.
Gone Every Year.
When businesses decide where to expand, they look at the litigation climate before they sign a lease. Georgia passed sweeping tort reform in 2025. South Carolina signed reform into law that same year. Those states are now recruiting the businesses and jobs that New York's legal system drives away.
$28B
In economic activity New York could gain from reform. 244,556 jobs.
53¢
That's all that reaches the injured person.
THE SYSTEM IS BROKEN. YOU'RE PAYING FOR IT.
53¢ is how much of every lawsuit dollar reaches the injured person. The rest goes to legal fees and overhead. Texas reformed in 2003. Malpractice premiums dropped 50%. Doctors came back. Your state can do the same.