Malpractice insurance in New York costs $170,000 a year. In capped states: $50,000. Your family pays the difference.
Specialists are leaving New York because their malpractice insurance costs more than some of them earn. A specialist here pays approximately $170,000 a year. In states with caps, the same doctor pays around $50,000. That gap drives up your bills, lengthens wait times, and shrinks the number of doctors in your community.
Only 53 cents of every dollar in the tort system reaches the person who was actually injured. When Texas capped noneconomic damages in 2003, malpractice premiums dropped roughly 50%. Doctors who had left came back.
Your state can do the same. But only if enough people stand up.
Specialists are leaving New York because their malpractice insurance costs more than some of them earn. A specialist here pays approximately $170,000 a year. In states with caps, the same doctor pays around $50,000. That gap drives up your bills, lengthens wait times, and shrinks the number of doctors in your community.
Only 53 cents of every dollar in the tort system reaches the person who was actually injured. When Texas capped noneconomic damages in 2003, malpractice premiums dropped roughly 50%. Doctors who had left came back.
Your state can do the same. But only if enough people stand up.
A specialist in New York pays $170,000 a year for malpractice insurance. In a state with caps: $50,000. That gap is why your doctor left. Texas reformed in 2003. Premiums dropped 50%. Doctors came back. Georgia and South Carolina followed in 2025. New York hasn't acted. Reform can change that.
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What excessive lawsuits cost the American economy every year.
Specialist malpractice insurance in New York vs. a state with caps.
Lost every year in New York due to excessive tort costs.